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Conventional Loans

Choosing the Right Loan

The right loan makes a big difference in your Downey, CA home buying experience. Conventional loans are much more flexible than some other options and allow our lending officers to work with you to structure exactly the kind of loan that you need for your purchase.

The loan you qualify for will depend on numerous factors including things like your credit score, income level, debt to income ratio, and more. But, in the end the focus will be on helping you get a loan that turns you into a homeowner, gets you a lower rate, and more. Whether you’re refinancing, doing remodeling, or buying your first home, our lending pros can help you get the loan that is best for your needs.

* Qualifying factors may apply