What are Closing Costs?

What are Closing Costs?

In the mortgage business, “closing” refers to the moment at which a property’s title passes hands — the moment at which the buyer officially gains a home. Closing costs are, then, the fees that accompany this process. Closing costs will cover application and...

Why You Should Refinance Your Home

Why You Should Refinance Your Home

Many homeowners are looking at the option of refinancing their home. There are many reasons to do this, especially now as our economy is experiencing such uncertainty during the continuing effects of a pandemic. Here are a few good reasons that you might want to...

Can I Afford a Home in Los Angeles?

Can I Afford a Home in Los Angeles?

With real estate prices going up steadily each year, Los Angeles is a difficult place to buy a home no matter what your income or budget. For those who don’t believe that they can afford to buy real estate, however, take a moment and consider the following options....

What Information Do I Need for a Home Loan?

What Information Do I Need for a Home Loan?

Mortgage lenders and brokers need certain information to determine how big of a loan you will qualify for. Your financial situation is unique to you, but most loans need several key points of data. Start gathering your documents before you talk with your mortgage...