Hard Money Loans

Getting Hard Money Loans

While most conventional loans require a down payment as part of the borrowing process, hard money loans will instead use your existing assets to help you get cash to use as you see fit. Property is used as a collateral, then the value of that property is used to determine how much money you are able to borrow.

To secure a hard money loan, we will use your income, debt to income ratio, credit score, and the overall value of the assets you’re using. From there, it’s as easy as waiting on your funds to arrive. Once you have them, they’re yours to do with as you want – from consolidating debt to taking a vacation.

* Qualifying factors may apply

“Mr. Jennings, Thank you for spearheading “DREAMS DO COME TRUE” Im very grateful that Rodney reached out to you on my Behalf. Your team worked diligent on my project until the deal was done.You have no idea how much this means to me and my grandkids. Praises to you one and all.

Blessings Blessings Blessings”


Sheila Nelson-Griggs

“David is by far the best person to work with. He and his staff are professional and knowledgeable…” Read more “David is by far the best person to work with. He and his staff are professional and knowledgeable in all aspects of this industry.”


Diana Simmons

Ixcacao Entertainment

“Best in the Business. David has many years of experience and knowledge working in the industry….” Read more “Best in the Business. David has many years of experience and knowledge working in the industry. I can say with confidence that he will get your clients a Home Loan and into an amazing home of their dreams.”


Tanya Johnson

Vision Escrow Group, Inc.